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Retirement benefit plans

Come February-March and the things that occupy most Indian minds are the exams around the corner and taxes. So maybe it is also time that people took some unsolicited but much needed advice from us on retirement options available in the market. As
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Home Loans and Income Tax Provisions

Since the government has given the impetus on housing, the consumer can avail home loans to not only build a house but also to get tax benefits. Home loans are the most sought after loans currently, with all banks and housing finance companies
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Basics of auto insurance

One of the important components or factors in the whole chain of buying, selling and using cars is the area of insurance. Under the Motor Vehicles Act, all motor vehicle owners must have insurance cover. In this article, we outline the various terms
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All about the used cars market and buying one

Guess how many old Ambassadors ply on our roads as a percentage of the total number of running automobiles compared to say five  years back and today. If your answer has been drastically less, you have part answered the latest trend in the
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Introduction to Financial Planning

One of the most common reasons cited for not doing proper financial planning “Is if I continue to earn as much as I do now, what is the big problem? And anyways my salary will only increase with experience and hence I will always have enough
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Steps To "Personal Financial Planning"

I don’t know what the Seven Wonders of the World are,, but I know what the eighth wonder is: “Compound Interest”. – Baron Rothschild Intelligent investing is all about how effectively you are able to balance your risk
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Personal investing The Long and Short of it

It is a tricky area as it is quite personal and what works for two different individuals may be as different as chalk and cheese. But there is an underlying uniformity in the approach, rigor or mix, which marks the portfolios of people who have done
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Mutual funds What, How & Why

These days buying ten shares of any blue chip company will cost you quite a bit. But is it possible for every one of us to own a share of blue chip companies (e.g.: Infosys) considering the high price tag? The simplest thing to do is, of course,
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Mutual Fund FAQs

Greed, Hope, Fear – these three emotions largely drive an individual’s investment decisions. Our fight is with these emotions & not with their intellect. - Nick Murray Most retail investors do not have the time, expertise or
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Fixed Income Securities

The world of G-sec’s, money market instruments and Bond markets cab be very esoteric. This article explains all and opens up and avenue of investments for superior to bank Fixed Deposits.   Constant fall in interest rates have